getquin alternative: comparison with Parqet and Trade Checker

What getquin costs and what the free tier includes

getquin has three plans, and its pricing page lists annual prices only. According to the page, the free plan includes unlimited bank and broker connections, real-time data, a net worth overview and a basic portfolio analysis. Premium costs 89.99 € per year and adds AI-supported analysis, personal dividend KPIs with forecasts, advanced performance analysis and a detailed allocation breakdown. Wealth costs 149.99 € per year and adds retirement planning, financial planning, custom financial goals and AI agents. Prices exclude country-specific taxes and fees, and the final amount is calculated at checkout.

The table sets getquin next to Parqet, the provider it is most often compared with, and next to Trade Checker.

Where Trade Checker works differently

Trade Checker connects to no bank and no broker. You create the CSV export at your provider and upload it, and the app recognises the format. It currently reads exports from 18 providers, 17 of them checked against a real export. In return, no metric sits behind a paywall.

The internal rate of return (IRR) and the time-weighted return (TWR) sit next to a comparison with the MSCI World, calculated with the same deposits and withdrawals. Dividend overview, fees and a tax report come on top. The tax report separates realised gains into a stock pot and an other pot and shows the advance lump sum (Vorabpauschale) as its own item. It helps you reconcile with the annual tax certificate, but it does not replace tax advice. You enter your saver's allowance yourself, and the app shows how much of it is used up this year.

What getquin does better

getquin has clear advantages here.

• Direct connection. According to getquin, bank and broker accounts can be linked through interfaces to thousands of providers, and the portfolio then updates by itself. With Trade Checker you upload every new file yourself.
• More than securities. getquin covers your whole wealth, with income and expenses, retirement and financial goals. Trade Checker only analyses portfolio data.
• Apps and reach. getquin runs in the browser and as an app for iOS and Android, and its homepage cites over 500,000 users. That is the provider's own figure, which we have not verified.

Data protection and the provider's location

getquin is operated by QUIN Technologies GmbH in Berlin. By its own account, the provider collects only necessary data and relies on encryption. Anyone who connects a bank gives the provider and its interface partners access to account data, which is the price of convenience. Trade Checker deliberately avoids any bank connection: the app only sees the file you upload.

Who fits what

• getquin fits if you want to see all your wealth in one place, connect banks and brokers automatically and accept an annual subscription for advanced analysis.
• Parqet fits if you want to combine autosync for selected brokers with a broad file import and pay monthly for the tax dashboard and forecasts.
• Trade Checker fits if you already have your broker export, want to manage without a subscription or bank access, and want IRR, TWR, benchmark and tax logic in one free tool.

How to try Trade Checker

1. Create a CSV export of your transactions at your broker.
2. Sign up for Trade Checker for free.
3. Upload the file unchanged, without opening it in Excel first.
4. Check returns, dividends and taxes and compare them with your figures in getquin.

Sources

• getquin pricing page
• getquin imprint
• Parqet pricing page